{"id":32502,"date":"2021-02-24T09:09:03","date_gmt":"2021-02-24T09:09:03","guid":{"rendered":"http:\/\/www.tressis.com\/blog\/?p=32502"},"modified":"2026-03-02T12:37:52","modified_gmt":"2026-03-02T11:37:52","slug":"la-jubilacion-de-un-autonomo","status":"publish","type":"post","link":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/","title":{"rendered":"El futuro de un aut\u00f3nomo"},"content":{"rendered":"<p>Los trabajadores aut\u00f3nomos perciben una media de 777,87 euros cuando se jubilan, mientras que los asalariados reciben unos 1.309,80 euros, <a href=\"https:\/\/www.eleconomista.es\/gestion-empresarial\/noticias\/10076507\/09\/19\/UPTA-denuncia-que-la-pension-de-jubilacion-de-un-autonomo-es-523-euros-inferior-a-la-de-un-asalariado.html\" target=\"_blank\" rel=\"noopener noreferrer\">m\u00e1s de 500 euros de diferencia<\/a>.<!--more--><\/p>\n<p>Despu\u00e9s de cotizar toda su vida como aut\u00f3nomo, usted se enfrenta a una jubilaci\u00f3n en la que su pensi\u00f3n no le permitir\u00e1 vivir de forma tranquila como durante su periodo de actividad. Adem\u00e1s, y aunque a nadie nos gusta hablar de estas cosas,\u00a0mucho menos le gustar\u00eda pensar que su familia se va a quedar desprotegida y sin ayuda de ning\u00fan tipo si usted falta.<\/p>\n<p>Cuando falta la principal fuente de ingresos de una familia lo m\u00e1s probable es que la inestabilidad econ\u00f3mica se asiente entre los que se quedan. Por ese motivo es importante prevenir y evitar que a su familia le ocurra algo as\u00ed.<\/p>\n<p>Con una buena planificaci\u00f3n financiera s\u00ed es posible seguir viviendo en su jubilaci\u00f3n como en su \u00e9poca de actividad y, adem\u00e1s, llegado el caso, proteger a su familia, pero <a href=\"https:\/\/www.tressis.com\/planificar-jubilacion\/\" target=\"_blank\" rel=\"noopener noreferrer\">debe actuar cuanto antes<\/a>.<\/p>\n<p>________<\/p>\n<p><strong>Le mostramos el ejemplo de uno de nuestro clientes, Carlos<\/strong> (nombre ficticio para preservar su intimidad):<\/p>\n<p>Carlos es aut\u00f3nomo, tiene 45 a\u00f1os, dos hijos e ingresa mensualmente 5.000 euros. Lleva trabajando 21 a\u00f1os y cotiza por la base m\u00ednima.<\/p>\n<p><strong>1.-<\/strong> Lo primero que analizamos con Carlos fueron los recursos actuales de los que dispon\u00eda y su patrimonio financiero para cumplir con su objetivo de una jubilaci\u00f3n tranquila. Ten\u00eda como meta seguir percibiendo en el momento de su jubilaci\u00f3n un importe equivalente a lo que ingresaba: 5.000 euros.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-32504\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/cuadro-resumen-mensual.png\" alt=\"\" width=\"1107\" height=\"695\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/cuadro-resumen-mensual.png 1107w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/cuadro-resumen-mensual-300x188.png 300w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/cuadro-resumen-mensual-1024x643.png 1024w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/cuadro-resumen-mensual-768x482.png 768w\" sizes=\"(max-width: 1107px) 100vw, 1107px\" \/><\/p>\n<p>El resultado fue que Carlos ten\u00eda la posibilidad de ahorrar mensualmente 700 euros y dispon\u00eda de 150.000 euros de patrimonio financiero y 300.000 euros de patrimonio inmobiliario (su vivienda habitual).<\/p>\n<p><strong>2.-<\/strong> Lo segundo fue abordar la posibilidad de incrementar la aportaci\u00f3n a la Seguridad Social en vez de destinar dichos recursos a aumentar el ahorro en producto financiero (riesgo Seguridad Social vs. riesgo financiero). El resultado fue que si Carlos manten\u00eda su base de cotizaci\u00f3n m\u00ednima, el importe de su pensi\u00f3n futura ser\u00eda de 994 euros, por lo que para conseguir su objetivo de jubilaci\u00f3n de 5.000 euros deber\u00eda destinar a ello 150.000 euros de su patrimonio y 545 euros de su ahorro actual.<\/p>\n<p><a href=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-35768 size-full\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos.jpg\" alt=\"\" width=\"567\" height=\"413\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos.jpg 567w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos-300x219.jpg 300w\" sizes=\"(max-width: 567px) 100vw, 567px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Por el contrario, si Carlos incrementaba su base de cotizaci\u00f3n al m\u00e1ximo, asumiendo riesgo de Seguridad Social (fondo com\u00fan solidario, una de las tasas de reposici\u00f3n de las pensiones mayores de Europa, etc.), el importe de su hipot\u00e9tica pensi\u00f3n futura ser\u00eda de 2.214 euros, por lo que para conseguir su objetivo de jubilaci\u00f3n de 5.000 euros deber\u00eda destinar 101.971 euros de su patrimonio.<\/p>\n<p><a href=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos1.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-35769 size-full\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos1.jpg\" alt=\"\" width=\"567\" height=\"407\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos1.jpg 567w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos1-300x215.jpg 300w\" sizes=\"(max-width: 567px) 100vw, 567px\" \/><\/a><\/p>\n<p><strong>3.-<\/strong> Una vez que Carlos opt\u00f3 por mantener su base de cotizaci\u00f3n m\u00ednima (prefiri\u00f3 gestionar su propio ahorro para la pensi\u00f3n) lo siguiente fue plantearle la consecuci\u00f3n de su objetivo con diversos escenarios: optimista, neutral y pesimista.<\/p>\n<p><a href=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-35770 size-full\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos3.jpg\" alt=\"\" width=\"567\" height=\"319\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos3.jpg 567w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos3-300x169.jpg 300w\" sizes=\"(max-width: 567px) 100vw, 567px\" \/><\/a><\/p>\n<p>Su asesor abord\u00f3 el tema del cumplimiento de sus objetivos, su perfil de riesgo y plazo temporal a trav\u00e9s de la gama de servicios y productos de nuestra entidad.<\/p>\n<p><a href=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-32508\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion.png\" alt=\"Gesti\u00f3n de carteras para aut\u00f3nomo\" width=\"600\" height=\"421\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion.png 1285w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion-300x210.png 300w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion-1024x718.png 1024w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/plan-de-accion-768x538.png 768w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p><strong>4.-<\/strong> Y por \u00faltimo, teniendo en cuenta que en caso de fallecimiento su viuda percibir\u00eda una pensi\u00f3n por viudedad de 797,80 euros, abordamos el tema de su <a href=\"https:\/\/www.tressis.com\/prevision-familia\/\" target=\"_blank\" rel=\"noopener noreferrer\">previsi\u00f3n familiar<\/a>. El resultado fue que la brecha entre el capital necesario para que su familia mantuviera la misma calidad de vida durante el plazo considerado por Carlos \u2014esto es, 1.158.388 euros\u2014 y los ingresos y ahorros con los que contar\u00eda su unidad familiar \u2014454.475 euros\u2014 podr\u00eda ser cubierta con un seguro de vida.<\/p>\n<p><a href=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos4.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-35771 size-full\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos4.jpg\" alt=\"\" width=\"567\" height=\"484\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos4.jpg 567w, https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/carlos4-300x256.jpg 300w\" sizes=\"(max-width: 567px) 100vw, 567px\" \/><\/a><\/p>\n<p>Carlos ahora es un cliente satisfecho porque percibi\u00f3 que hab\u00edamos abordado todas sus preocupaciones desde un punto de vista financiero-fiscal y, por ello, increment\u00f3 sus posiciones en productos gestionados por Tressis. Ahora ya tiene <a href=\"https:\/\/www.tressis.com\/planificar-jubilacion\/\" target=\"_blank\" rel=\"noopener noreferrer\">planificado su futuro y el de los suyos<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p><center><strong>Lina Marcela Guerra<\/strong><br \/>\nDirectora Planificaci\u00f3n Patrimonial y Fiscal<\/center>&nbsp;<\/p>\n<h6>El contenido de este documento no constituye asesoramiento, sino que es meramente divulgativo. En particular, cualquier decisi\u00f3n o actuaci\u00f3n relacionada con el contenido de esta alerta deber\u00eda ser objeto de an\u00e1lisis espec\u00edfico y adecuado a la situaci\u00f3n particular de que se trate.<\/h6>\n<p><a href=\"https:\/\/www.tressis.com\/landing\/reuniones\/?utm_campaign=reunion&amp;utm_medium=blog&amp;utm_source=web_publica;utm_content=blog_futuro_autonomo\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-35582 size-full\" src=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2016\/03\/hagase-cliente-concertar-cita.jpg\" alt=\"H\u00e1gase cliente de Tressis\" width=\"800\" height=\"600\" srcset=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2016\/03\/hagase-cliente-concertar-cita.jpg 800w, https:\/\/www.tressis.com\/wp-content\/uploads\/2016\/03\/hagase-cliente-concertar-cita-300x225.jpg 300w, https:\/\/www.tressis.com\/wp-content\/uploads\/2016\/03\/hagase-cliente-concertar-cita-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los trabajadores aut\u00f3nomos perciben una media de 777,87 euros cuando se jubilan, mientras que los asalariados reciben unos 1.309,80 euros, m\u00e1s de 500 euros de diferencia.<\/p>\n","protected":false},"author":4,"featured_media":32547,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8561,8558],"tags":[],"class_list":["post-32502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscalidad","category-jubilacion"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El futuro de un aut\u00f3nomo<\/title>\n<meta name=\"description\" content=\"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El futuro de un aut\u00f3nomo\" \/>\n<meta property=\"og:description\" content=\"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/\" \/>\n<meta property=\"og:site_name\" content=\"Tressis\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Tressis\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-24T09:09:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-02T11:37:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1100\" \/>\n\t<meta property=\"og:image:height\" content=\"487\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lola\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TressisSV\" \/>\n<meta name=\"twitter:site\" content=\"@TressisSV\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lola\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/\"},\"author\":{\"name\":\"Lola\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#\\\/schema\\\/person\\\/b833c1d724d8764920b6d6852c70584e\"},\"headline\":\"El futuro de un aut\u00f3nomo\",\"datePublished\":\"2021-02-24T09:09:03+00:00\",\"dateModified\":\"2026-03-02T11:37:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/\"},\"wordCount\":716,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/la-jubilacion-del-autonomo-1.jpg\",\"articleSection\":[\"Fiscalidad\",\"Jubilaci\u00f3n\"],\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/\",\"url\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/\",\"name\":\"El futuro de un aut\u00f3nomo\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/la-jubilacion-del-autonomo-1.jpg\",\"datePublished\":\"2021-02-24T09:09:03+00:00\",\"dateModified\":\"2026-03-02T11:37:52+00:00\",\"description\":\"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/la-jubilacion-del-autonomo-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/la-jubilacion-del-autonomo-1.jpg\",\"width\":1100,\"height\":487,\"caption\":\"El futuro de un aut\u00f3nomo\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/la-jubilacion-de-un-autonomo\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fiscalitat\",\"item\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/blog\\\/categorias\\\/fiscalitat\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"El futuro de un aut\u00f3nomo\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/\",\"name\":\"Tressis banca privada\",\"description\":\"Tressis | Planificaci\u00f3n financiera y gesti\u00f3n de patrimonios\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#organization\",\"name\":\"Tressis\",\"url\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/logo-tressis-112.png\",\"contentUrl\":\"https:\\\/\\\/www.tressis.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/logo-tressis-112.png\",\"width\":112,\"height\":112,\"caption\":\"Tressis\"},\"image\":{\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Tressis\\\/\",\"https:\\\/\\\/x.com\\\/TressisSV\",\"https:\\\/\\\/www.instagram.com\\\/tressissv\\\/?hl=es\",\"https:\\\/\\\/linkedin.com\\\/company\\\/tressis\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/tressissv\",\"https:\\\/\\\/open.spotify.com\\\/show\\\/3jmTe1Nf0wqMILl7diWV6h?si=d7112519f13c4593&nd=1\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.tressis.com\\\/ca\\\/#\\\/schema\\\/person\\\/b833c1d724d8764920b6d6852c70584e\",\"name\":\"Lola\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g\",\"caption\":\"Lola\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"El futuro de un aut\u00f3nomo","description":"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/","og_locale":"ca_ES","og_type":"article","og_title":"El futuro de un aut\u00f3nomo","og_description":"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado","og_url":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/","og_site_name":"Tressis","article_publisher":"https:\/\/www.facebook.com\/Tressis\/","article_published_time":"2021-02-24T09:09:03+00:00","article_modified_time":"2026-03-02T11:37:52+00:00","og_image":[{"width":1100,"height":487,"url":"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg","type":"image\/jpeg"}],"author":"Lola","twitter_card":"summary_large_image","twitter_creator":"@TressisSV","twitter_site":"@TressisSV","twitter_misc":{"Escrit per":"Lola","Temps estimat de lectura":"5 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#article","isPartOf":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/"},"author":{"name":"Lola","@id":"https:\/\/www.tressis.com\/ca\/#\/schema\/person\/b833c1d724d8764920b6d6852c70584e"},"headline":"El futuro de un aut\u00f3nomo","datePublished":"2021-02-24T09:09:03+00:00","dateModified":"2026-03-02T11:37:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/"},"wordCount":716,"commentCount":0,"publisher":{"@id":"https:\/\/www.tressis.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg","articleSection":["Fiscalidad","Jubilaci\u00f3n"],"inLanguage":"ca","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/","url":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/","name":"El futuro de un aut\u00f3nomo","isPartOf":{"@id":"https:\/\/www.tressis.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#primaryimage"},"image":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg","datePublished":"2021-02-24T09:09:03+00:00","dateModified":"2026-03-02T11:37:52+00:00","description":"La pensi\u00f3n de jubilaci\u00f3n de un aut\u00f3nomo es 523 euros inferior a la de un asalariado","breadcrumb":{"@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#primaryimage","url":"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg","contentUrl":"https:\/\/www.tressis.com\/wp-content\/uploads\/2019\/09\/la-jubilacion-del-autonomo-1.jpg","width":1100,"height":487,"caption":"El futuro de un aut\u00f3nomo"},{"@type":"BreadcrumbList","@id":"https:\/\/www.tressis.com\/ca\/blog\/la-jubilacion-de-un-autonomo\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.tressis.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Fiscalitat","item":"https:\/\/www.tressis.com\/ca\/blog\/categorias\/fiscalitat\/"},{"@type":"ListItem","position":3,"name":"El futuro de un aut\u00f3nomo"}]},{"@type":"WebSite","@id":"https:\/\/www.tressis.com\/ca\/#website","url":"https:\/\/www.tressis.com\/ca\/","name":"Tressis banca privada","description":"Tressis | Planificaci\u00f3n financiera y gesti\u00f3n de patrimonios","publisher":{"@id":"https:\/\/www.tressis.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tressis.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Organization","@id":"https:\/\/www.tressis.com\/ca\/#organization","name":"Tressis","url":"https:\/\/www.tressis.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.tressis.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.tressis.com\/wp-content\/uploads\/2025\/06\/logo-tressis-112.png","contentUrl":"https:\/\/www.tressis.com\/wp-content\/uploads\/2025\/06\/logo-tressis-112.png","width":112,"height":112,"caption":"Tressis"},"image":{"@id":"https:\/\/www.tressis.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Tressis\/","https:\/\/x.com\/TressisSV","https:\/\/www.instagram.com\/tressissv\/?hl=es","https:\/\/linkedin.com\/company\/tressis\/","https:\/\/www.youtube.com\/user\/tressissv","https:\/\/open.spotify.com\/show\/3jmTe1Nf0wqMILl7diWV6h?si=d7112519f13c4593&nd=1"]},{"@type":"Person","@id":"https:\/\/www.tressis.com\/ca\/#\/schema\/person\/b833c1d724d8764920b6d6852c70584e","name":"Lola","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/secure.gravatar.com\/avatar\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/05e646486b23ff45df9649110609c7e31b8c4a3e2821caa23d6317f405e0c51d?s=96&d=mm&r=g","caption":"Lola"}}]}},"_links":{"self":[{"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/posts\/32502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/comments?post=32502"}],"version-history":[{"count":4,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/posts\/32502\/revisions"}],"predecessor-version":[{"id":115862,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/posts\/32502\/revisions\/115862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/media\/32547"}],"wp:attachment":[{"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/media?parent=32502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/categories?post=32502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tressis.com\/ca\/wp-json\/wp\/v2\/tags?post=32502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}