{"id":110166,"date":"2021-11-30T11:38:04","date_gmt":"2021-11-30T10:38:04","guid":{"rendered":"https:\/\/www.tressis.com\/glosario\/perfils-de-risc\/"},"modified":"2025-09-02T16:22:29","modified_gmt":"2025-09-02T14:22:29","slug":"perfils-de-risc","status":"publish","type":"glosario","link":"https:\/\/www.tressis.com\/ca\/glosario\/perfils-de-risc\/","title":{"rendered":"Perfils de risc"},"content":{"rendered":"<p><a href=\"https:\/\/www.tressis.com\/ca\/blog\/conocer-perfil-de-riesgo-inversion\/\">El perfil de risc d&#8217;un inversor<\/a> es defineix per la relaci\u00f3 que existeix entre els riscos que est\u00e0 disposat a assumir i els rendiments que espera obtenir. Com a regla general, es pot parlar d&#8217;inversors amb un perfil conservador, equilibrat o arriscat. Per exemple, si el teu objectiu \u00e9s la preservaci\u00f3 de la teva capital i vols assumir un m\u00ednim risc, se&#8217;t catalogar\u00e0 com un inversor amb un perfil de risc conservador o cautel\u00f3s. En aquest cas hauries d&#8217;estar disposat a acceptar un rendiment baix, ja que risc i rendibilitat solen estar directament relacionats: com m\u00e9s gran sigui la rendibilitat esperada, major ser\u00e0 el risc assumit.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Tipus de perfils de risc<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p><strong>Perfil de risc arriscat.<\/strong><\/p>\n<p>Per a inversors que busquen el creixement de la seva capital a llarg termini, i accepten fluctuacions elevades i un major risc si d&#8217;aquesta manera aconsegueixen majors rendiments.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Perfil de risc moderat.<\/strong><\/p>\n<p>El creixement del capital a mitj\u00e0 termini \u00e9s el principal objectiu de l&#8217;inversor, que accepta assumir fluctuacions moderades amb una mica de risc.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Perfil de risc conservador.<\/strong><\/p>\n<p>El principal objectiu de l&#8217;inversor \u00e9s la preservaci\u00f3 del capital. Al mateix temps busca obtenir una rendibilitat addicional a la de l&#8217;actiu sense risc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El perfil de risc d&#8217;un inversor es defineix per la relaci\u00f3 que existeix entre els riscos que est\u00e0 disposat a assumir i els rendiments que espera obtenir.<\/p>\n","protected":false},"featured_media":0,"template":"","categories":[],"tags":[],"class_list":["post-110166","glosario","type-glosario","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 s\u00f3n els perfils de risc? 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